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MCQs 2026

961.
Which of the following is a key driver of India's e-commerce growth?
A Decreasing internet penetration
B Declining smartphone user base
C Increasing internet penetration and a burgeoning smartphone user base
D Reduced disposable incomes
962.
What is the projected value of India's e-commerce market by the year 2030?
A $200 billion
B $250 billion
C $300 billion
D $350 billion
963.
What does 'financial inclusion' refer to in this context?
A Excluding people from banking services
B Ensuring access to affordable financial products and services for all
C Limiting the use of digital payments
D Focusing only on urban populations
964.
The trend of digital payment growth is expected to:
A Decline rapidly
B Remain stagnant
C Continue its upward trajectory
D Reverse significantly
965.
Which of the following is NOT an implication of the digital payment surge?
A Reducing the shadow economy
B Enhancing transparency in economic activities
C Increasing reliance on cash
D Promoting financial inclusion
966.
What are the implications of this digital payment surge for financial inclusion?
A Reduced financial inclusion
B Increased financial inclusion
C No impact on financial inclusion
D Exclusion of rural populations
967.
This milestone signifies India's progress in building a robust:
A Agricultural economy
B Industrial economy
C Digital economy
D Service-based economy only
968.
The expansion of digital payment infrastructure includes:
A Reduction in POS terminals
B Proliferation of point-of-sale (POS) terminals and mobile banking services
C Limited internet access
D Focus on cash-based transactions
969.
What are the key reasons for the growing preference for cashless transactions?
A Inconvenience, slowness, and insecurity
B Convenience, speed, and security
C High transaction fees and complexity
D Limited accessibility and outdated technology
970.
The Unified Payments Interface (UPI) is highlighted as a:
A Barrier to cashless transactions
B Game-changer for seamless payments
C System for cash withdrawals only
D Platform for international money transfers only