Current Affairs & MCQs
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MCQs 2026

231.
Which of the following is a key component of India's infrastructure development push, aimed at improving logistics efficiency for freight movement?
A Expansion of passenger rail services
B Development of Dedicated Freight Corridors (DFCs)
C Increased focus on air cargo only
D Reduction in port capacity
232.
The Gati Shakti Master Plan is an initiative aimed at:
A Promoting only road infrastructure development.
B Ensuring coordinated planning and execution of infrastructure projects across ministries.
C Focusing solely on rural development.
D Encouraging the use of traditional building materials.
233.
The integration of blockchain technology in financial services could potentially lead to:
A Increased transaction costs and delays.
B Enhanced security and efficiency in financial transactions.
C Greater reliance on intermediaries.
D Reduced transparency in financial dealings.
234.
Which of the following is a significant challenge in the rapid growth of Fintech in India?
A Lack of technological infrastructure
B Cybersecurity threats and data protection concerns
C Limited consumer interest in digital services
D Over-regulation by the government
235.
What is the purpose of a 'regulatory sandbox' in the Fintech sector?
A To restrict the launch of new financial products.
B To allow Fintech firms to test new products and services in a controlled environment with regulatory oversight.
C To impose strict penalties on all new financial innovations.
D To limit competition from traditional banks.
236.
The use of Artificial Intelligence (AI) and Machine Learning (ML) in India's financial sector is primarily aimed at:
A Increasing manual intervention in financial processes.
B Enhancing credit assessment, fraud detection, and operational efficiency.
C Reducing the availability of financial services.
D Discouraging digital lending platforms.
237.
Which of the following is a key initiative that has revolutionized digital payments in India?
A National Electronic Funds Transfer (NEFT)
B Real-Time Gross Settlement (RTGS)
C Unified Payments Interface (UPI)
D Immediate Payment Service (IMPS)
238.
The potential regulation of Artificial Intelligence (AI) in e-commerce is being considered due to concerns about:
A Reduced personalization of services.
B Algorithmic bias and unfair advertising practices.
C Decreased efficiency of online platforms.
D Limited use of data analytics.
239.
The integration of Small and Medium-sized Enterprises (SMEs) into the e-commerce ecosystem is expected to:
A Reduce their market reach.
B Increase financial inclusion and economic participation.
C Limit their access to digital tools.
D Decrease overall e-commerce growth.
240.
What is the significance of 'data localization' in the context of e-commerce policy?
A Storing user data in servers located outside the country.
B Requiring that data collected within India be stored on servers located within India.
C Allowing unrestricted access to user data by foreign entities.
D Eliminating the need for data privacy regulations.