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MCQs 2026

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11.
Which category of companies will initially be subject to SEBI's mandatory T+0 settlement?
A All listed companies on Indian stock exchanges.
B Top 100 companies by market capitalization.
C Top 500 companies by market capitalization.
D Companies in the Nifty 50 index.
12.
What does 'T+0' settlement signify in the context of stock market transactions as implemented by SEBI?
A Settlement of trades on the same day (Trade day + 0 days).
B Settlement of trades within two working days (Trade day + 2 days).
C Settlement of trades on the next working day (Trade day + 1 day).
D Settlement of trades within zero hours of the trade execution.
13.
Under the RBI's Digital Lending Guidelines 2.0, what is expected from entities using AI for lending decisions?
A To provide detailed explanations of their AI models to customers upon request.
B To obtain prior approval from the RBI for every AI model used.
C To disclose the specific AI software vendor they are using.
D To ensure their AI systems are only used for initial loan screening.
14.
Which aspect of AI usage in digital lending does RBI's updated guidelines specifically address for enhanced transparency?
A The cost of AI software procurement.
B The algorithms used for credit scoring and risk assessment.
C The marketing strategies for AI-powered loan products.
D The training data used to develop AI models.
15.
What is a key objective of the RBI's Digital Lending Guidelines 2.0 concerning Artificial Intelligence (AI)?
A To mandate the use of AI in all loan approvals.
B To ensure transparency and accountability in AI-driven credit decisions.
C To restrict the use of AI by lending institutions.
D To promote the development of AI algorithms for loan recovery.
16.
Which of the following is a key component of the expanded PM-Vikas Yojana for artisans?
A Providing loans only for purchasing heavy machinery.
B Facilitating access to credit, skill upgradation, and market linkages.
C Mandatory participation in international trade fairs.
D Offering subsidies for setting up large-scale manufacturing units.
17.
The expansion of the PM-Vikas Yojana primarily targets which sector for development and support?
A Information Technology and Software Services
B Traditional Artisans and Handicraft Sector
C Agricultural and Food Processing Industry
D Pharmaceutical and Healthcare Sector
18.
The 'PM-Vikas' Yojana, recently expanded, aims to support and uplift artisans. What does 'Vikas' stand for in this context?
A Venture and Investment for Craftsmanship and Artisanal Skills
B Vision for Integrated Development of Artisans and Craftsmen
C Value addition and Innovation in Design for Artisanal Knowledge
D Vibrant India for Knowledge and Artisanal Support
19.
The Nari Shakti Digital Literacy Mission is part of a broader government initiative. What is the overarching goal it seeks to contribute to?
A Increasing India's Gross Domestic Product (GDP).
B Achieving Digital India and empowering women as active participants in the digital economy.
C Promoting traditional Indian crafts globally.
D Reducing unemployment rates in urban areas.
20.
Which Union Ministry is primarily associated with the launch and implementation of the Nari Shakti Digital Literacy Mission?
A Ministry of Electronics and Information Technology (MeitY)
B Ministry of Women and Child Development
C Ministry of Education
D Ministry of Skill Development and Entrepreneurship