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MCQs - 2026-04

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English
5021.
What is a primary objective of India's National Logistics Policy (NLP)?
A To increase logistics costs to 15% of GDP
B To reduce logistics costs from 13-14% of GDP to 8-10%
C To promote road-only transportation
D To increase import duties on logistics services
5022.
Which of the following is a key aspect of secure authentication protocols mentioned in the guidelines?
A Using easily guessable passwords
B Implementing multi-factor authentication
C Sharing login credentials openly
D Disabling security features
5023.
The new directives are a response to the rapid growth of digital payments and:
A Decreasing cyber threats
B Increasing sophistication of cyberattacks
C Reduced internet penetration
D Limited adoption of mobile banking
5024.
The RBI will be enhancing its supervisory oversight to ensure:
A Reduced competition among payment providers
B Adherence to new cybersecurity standards
C Increased transaction processing times
D Limited access to financial data
5025.
What could be a consequence of non-compliance with the RBI's cybersecurity directives?
A Awards for innovation
B Increased operational freedom
C Penalties
D Government subsidies
5026.
Payment system operators are expected to invest in:
A Outdated security technologies
B Advanced security technologies and personnel training
C Reducing their IT budgets
D Manual transaction processing
5027.
The RBI's directive aims to protect the integrity of the payment ecosystem and:
A Increase the complexity of digital transactions
B Protect customer data and maintain public trust
C Discourage the use of digital financial services
D Limit innovation in payment technologies
5028.
Which of the following is NOT a requirement under the new RBI guidelines?
A Robust risk management frameworks
B Regular vulnerability assessments
C Reduced data protection measures
D Comprehensive incident response plans
5029.
What is the primary objective of the RBI's new cybersecurity directives?
A To reduce the number of digital transactions
B To bolster the resilience of India's digital payment infrastructure
C To increase transaction fees for payment systems
D To promote the use of cash transactions
5030.
When did the new cybersecurity directives for payment systems come into effect?
A January 1, 2026
B March 1, 2026
C April 1, 2026
D May 1, 2026