Current Affairs & MCQs
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MCQs - 2026-04

2021.
What is the primary payment interface credited with a significant majority of India's digital transactions?
A IMPS (Immediate Payment Service)
B NEFT (National Electronic Funds Transfer)
C RTGS (Real-Time Gross Settlement)
D UPI (Unified Payments Interface)
2022.
Which organization announced that India's digital payments volume crossed 100 billion transactions in FY 2025-26?
A Reserve Bank of India (RBI)
B Ministry of Electronics and Information Technology (MeitY)
C National Payments Corporation of India (NPCI)
D NITI Aayog
2023.
The RBI's Cyber Resilience Framework aims to protect the Indian financial sector against:
A Economic recession
B Inflationary pressures
C Sophisticated cyber threats
D Currency devaluation
2024.
Which of the following is NOT a focus area of the enhanced RBI Cyber Resilience Framework?
A Proactive threat detection
B Incident response and recovery
C Reducing operational costs for banks
D Third-party risk management
2025.
The revised framework emphasizes increased investment in which area for bank employees?
A Marketing and sales training
B Customer service skills
C Cybersecurity training
D Financial accounting
2026.
A key enhancement in the RBI's Cyber Resilience Framework includes mandatory implementation of:
A Basic antivirus software
B Advanced threat intelligence platforms
C Manual log review processes
D Outdated firewall systems
2027.
Which regulatory body released the enhanced Cyber Resilience Framework for banks on April 2, 2026?
A Securities and Exchange Board of India (SEBI)
B Reserve Bank of India (RBI)
C Insurance Regulatory and Development Authority of India (IRDAI)
D Ministry of Finance
2028.
The NHA estimates are crucial for policymakers to:
A Increase import duties on medical equipment.
B Monitor health financing reforms and allocate resources efficiently.
C Reduce the number of public hospitals.
D Promote traditional medicine over modern medicine.
2029.
The increase in public health spending is often linked to the expansion of which major health insurance scheme in India?
A Pradhan Mantri Jeevan Jyoti Bima Yojana
B Ayushman Bharat
C Pradhan Mantri Vaya Vandana Yojana
D Rashtriya Swasthya Bima Yojana
2030.
What is the significance of a declining trend in Out-of-Pocket Expenditure (OOPE) as a percentage of total health expenditure?
A Increased financial burden on households.
B Reduced financial burden on households for healthcare.
C Higher reliance on private insurance.
D Decreased government investment in health.