Current Affairs & MCQs
Latest Questions, Daily Updates & More

MCQs - 2026-04

391.
How is the new securitisation framework expected to benefit banks and NBFCs?
A By increasing their capital requirements.
B By helping them manage asset-liability mismatches and improve capital adequacy.
C By restricting their ability to lend.
D By forcing them to hold all securitised assets on their books.
392.
What is a 'pass-through' certificate (PTC) in the context of securitisation?
A A certificate that allows direct access to central bank funds.
B A security representing a claim on the cash flows of a pool of underlying assets.
C A regulatory approval for securitisation transactions.
D A document for loan origination.
393.
The new framework emphasizes the importance of robust due diligence by:
A Regulators only.
B Originators only.
C Investors.
D Borrowers.
394.
Which of the following is a key change introduced in the new RBI securitisation framework?
A Stricter eligibility criteria for securitisation.
B Relaxation of certain eligibility criteria and revised risk weighting.
C Reduced disclosure requirements for originators.
D Elimination of the pass-through certificate (PTC) mechanism.
395.
What is the primary aim of the RBI's revised framework for the securitisation of standard assets released on April 1, 2026?
A To restrict lending activities of banks and NBFCs.
B To deepen the securitisation market, enhance liquidity, and improve risk management.
C To increase the regulatory burden on investors.
D To discourage the pooling of loans.
396.
What is a key benefit of a credible inflation targeting framework for the economy?
A Increased inflation volatility.
B Anchoring inflation expectations and reducing uncertainty.
C Discouraging foreign investment.
D Hindering economic growth.
397.
The RBI's Monetary Policy Committee (MPC) reaffirmed its commitment to the current inflation targeting framework on which date?
A April 5, 2026
B April 3, 2026
C April 1, 2026
D March 30, 2026
398.
The primary objective of India's inflation targeting framework is to:
A Maximize economic growth at all costs.
B Maintain price stability while keeping in mind the objective of growth.
C Control exchange rates and currency fluctuations.
D Ensure low interest rates for government borrowing.
399.
Which committee is responsible for setting the policy repo rate and managing inflation in India?
A Securities and Exchange Board of India (SEBI) Board
B Monetary Policy Committee (MPC)
C Financial Stability and Development Council (FSDC)
D Reserve Bank of India (RBI) Board
400.
What is the current inflation target set by the Government of India in consultation with the RBI?
A 2% with a tolerance band of +/- 1%
B 4% with a tolerance band of +/- 2%
C 6% with a tolerance band of +/- 3%
D 5% with a tolerance band of +/- 2.5%