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MCQs - 2026-05

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91.
The RBI has emphasized the importance of robust cybersecurity frameworks for banks as part of its digital transformation push. What is the primary reason for this emphasis?
A To reduce physical branch operations
B To prevent data breaches and financial frauds in digital transactions
C To increase the speed of transactions
D To comply with international banking standards only
92.
What is one of the key objectives behind the RBI's initiative to introduce a Central Bank Digital Currency (CBDC) in India?
A To replace physical currency entirely
B To reduce the cost of currency management and boost digital economy
C To promote cryptocurrency investments
D To facilitate international trade only
93.
Which of the following digital payment systems, promoted by RBI, has significantly contributed to financial inclusion and real-time transactions in India?
A NEFT
B RTGS
C UPI
D IMPS
94.
What is the primary objective of the Centralised Receipt and Processing Centre (CRPC) established under the RBI's enhanced grievance redressal framework?
A To provide financial literacy to customers
B To receive and process complaints centrally
C To conduct audits of banks
D To manage inter-bank settlements
95.
Which of the following entities are covered under the RBI's Integrated Ombudsman Scheme, 2021?
A Commercial Banks only
B Non-Banking Financial Companies (NBFCs) only
C Scheduled Commercial Banks, Non-Scheduled Commercial Banks, Regional Rural Banks, Urban Co-operative Banks, and NBFCs
D Only Public Sector Banks
96.
What is the name of the integrated grievance redressal scheme launched by RBI to simplify the process for customers?
A Banking Ombudsman Scheme
B Integrated Ombudsman Scheme
C Digital Grievance Redressal Scheme
D Financial Consumer Protection Scheme
97.
The Nari Shakti Digital Literacy Initiative is aligned with which broader national mission?
A Digital India Mission
B Make in India
C Swachh Bharat Abhiyan
D Skill India Mission
98.
Which sector is primarily targeted for the Nari Shakti Digital Literacy Initiative?
A Urban corporate women
B Rural and semi-urban women
C Only female students in universities
D Women in the defense sector
99.
What is the main focus of the Nari Shakti Digital Literacy Initiative?
A Providing free laptops to college students
B Empowering women with digital skills and technological awareness
C Training women in traditional handicrafts
D Providing financial loans for women entrepreneurs
100.
Which ministry is the nodal agency for the implementation of the PM-Surya Ghar Muft Bijli Yojana?
A Ministry of Power
B Ministry of New and Renewable Energy
C Ministry of Finance
D Ministry of Rural Development