MCQs - 2026-05

While corporate health impacts financial stability, the FSR focuses on systemic risks across the financial sector, macroeconomic factors, and institutional health rather than detailed analysis of individual corporate balance sheets.

A robust banking sector is characterized by improved asset quality (lower NPAs) and strong capital adequacy (high CAR), which are key metrics highlighted in the FSR.

The Financial Stability Review (FSR) is a half-yearly publication of the Reserve Bank of India (RBI) that assesses the stability of the Indian financial system.

The RBI's balance sheet, presented in its Annual Report, provides a detailed account of its own assets and liabilities, reflecting its financial position and operations.

The RBI Annual Report provides a comprehensive review of the Indian economy, including monetary policy operations, inflation, growth, and financial sector developments.

The RBI's accounting year runs from April 1 to March 31. Therefore, the Annual Report 2023-24 covers this specific financial year.

PMMY provides loans for income-generating micro and small enterprises in the manufacturing, trading, and service sectors, including those run by women entrepreneurs.

PMMY aims to provide financial support to micro and small enterprises, with a special emphasis on women entrepreneurs, thereby enhancing their financial inclusion and promoting self-reliance.

As per official data, a significant majority, often cited as over 68% or approximately 70%, of the beneficiaries under PMMY are women entrepreneurs, highlighting the scheme's focus on empowering them.

The three categories of loans under PMMY are Shishu (loans up to ₹50,000), Kishor (loans from ₹50,001 to ₹5 lakh), and Tarun (loans from ₹5 lakh to ₹10 lakh). Yuva is not a category.