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MCQs - 2026-05

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601.
What is a key benefit of digital lending platforms like 'SME Saathi' for MSMEs?
A Increased paperwork and manual processing.
B Faster loan approval and disbursement.
C Limited accessibility to remote areas.
D Higher interest rates compared to traditional loans.
602.
Which segment of businesses is 'SME Saathi' primarily aimed at?
A Large Corporations
B Micro, Small, and Medium Enterprises (MSMEs)
C Startups with venture capital funding
D Public Sector Undertakings
603.
What is the primary objective of SBI's 'SME Saathi' initiative?
A To provide traditional branch-based loan services to SMEs.
B To offer digital lending solutions for Micro, Small, and Medium Enterprises (MSMEs).
C To facilitate international trade for SMEs.
D To offer wealth management services to SMEs.
604.
Maintaining the repo rate unchanged can have which of the following effects on the economy?
A Increased borrowing costs for consumers and businesses.
B Reduced liquidity in the banking system.
C Potentially slower economic growth due to higher borrowing costs.
D All of the above
605.
What is the repo rate?
A The rate at which commercial banks lend to the RBI.
B The rate at which the RBI lends to commercial banks for a short period.
C The rate at which commercial banks lend to their customers.
D The rate at which the RBI lends to the government.
606.
What is the primary reason cited by the RBI for maintaining the status quo on the repo rate?
A To stimulate economic growth
B To combat persistent inflation concerns
C To reduce the fiscal deficit
D To encourage foreign investment
607.
The Nari Shakti Digital Literacy Initiative aims to cover which of the following aspects of digital literacy?
A Basic computer operations and internet usage.
B Online safety and security.
C Accessing government services and digital financial transactions.
D All of the above
608.
Which Union Ministry is associated with the launch of the Nari Shakti Digital Literacy Initiative?
A Ministry of Women and Child Development
B Ministry of Electronics and Information Technology
C Ministry of Skill Development and Entrepreneurship
D All of the above
609.
What is the main aim of the 'Nari Shakti Digital Literacy Initiative'?
A To provide financial assistance to women entrepreneurs.
B To enhance digital literacy among women, enabling them to use digital tools effectively.
C To promote women's participation in STEM fields.
D To offer digital marketing training exclusively for women.
610.
Which Union Ministry is primarily responsible for the implementation of the PM-Surya Ghar Muft Bijli Yojana?
A Ministry of Rural Development
B Ministry of New and Renewable Energy (MNRE)
C Ministry of Power
D Ministry of Housing and Urban Affairs